Global rating agencies have been playing a bit of backgammon game with India. First, you had Moody’s which upgraded the Government of India’s local and foreign currency issuer ratings to Baa2 from Baa3, followed by Standard and Poor’s sovereign rating for India, which stayed unchanged at ‘BBB-minus’. Between the two ratings, opinions have been flowing thick and strong on the pros and cons. While policy makers work that out, we have Suzanne Dwyer from Honner, elucidate on the power of humanity in communications and why robots won’t replace good PR. Meanwhile, we would like you to go through the top news and views and our very interesting video for the month where Mr Varun Sridhar, Member Board of Directors, Sharekhan Ltd expounds on impact of technology on the world of savings,